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Personal Finance: What if Social Security disappeared?

Article written for The Capital Gazette about Social Security.  See more here -

By | September 26th, 2015|Pension, Retirement, Social Security|

Consider All Options Before Leaving For The Private Sector

Article written for about things to consider when leaving the federal government for the private sector. - See more at:

By | September 26th, 2015|Federal Employees, Pension, Retirement|

Article For Brighthub 6 Steps to Take Care of Your Spouse

Here is the first half of an article I wrote that was published by on September 3rd.  The title of the article is, "6 Steps to Make Sure Your Spouse is Taken Care of if You Died".  Thanks to their editors for choosing to publish it.  The URL to the full article is at [...]

By | September 12th, 2014|Health Care, Life Insurance, Pension, Retirement, Social Security|

Federal Employee Pension Remains Valuable

Those who work for the federal government have constant uncertainty regarding their pension value. Will they receive what their benefit estimate really says? Will they charge more for pensions already promised? Will they take them away or reduce them? Will they remove or reduce the cost of living adjustments or require a later starting point [...]

By | July 16th, 2014|Federal Employees, Pension|

Request Your Federal Pension

Even If You Don’t Plan to Retire Any Time Soon With reports continuing about the tens of thousands of federal employees scheduled to retire over the next few years the workload of OPM is expanding rapidly. Federal employees and their planner are beholden to the OPM’s federal pension calculations when making important financial, retirement or job [...]

By | July 16th, 2014|Federal Employees, Pension, Retirement|

What Happens to My Pension if I Die While Employed?

As a federal employee you are entitled to pension upon retirement that will pay some portion of your pre-retirement income for the rest of your life, as well as a survivorship annuity to your spouse if you are married and pre-decease them while in retirement. However, what happens if you die while employed? Special rules are [...]

By | July 16th, 2014|Federal Employees, Pension, Retirement|

What Will Happen to Federal Employee Benefits?

The discussions in Washington surrounding a reduction of benefits for federal employees are gathering strength. On April 5th the Washington Post reported that President Obama would propose $35 billion in savings for his 2014 budget by increasing the amount federal workers would be required to contribute toward their pensions. Currently employees hired this year and beyond, [...]

By | July 16th, 2014|Federal Employees, Health Care, Pension|

Federal Employees: What Are Your Pension Benefits?

Let’s assume that you are approaching retirement and begin preparing your finances by reviewing your expected pension benefits. You request a pension estimate from the office of personnel management(OPM) to begin crunching the numbers. It says you will receive $2,500 per month or $30,000 per year with the potential for annual cost of living adjustments. If you [...]

By | July 16th, 2014|Federal Employees, Pension|